Progressive Homeowners Insurance Reviews

Are you tired of feeling like your home insurance policy is holding you back instead of protecting you? Do you want to find an insurance company that values transparency, customer service, and innovation? Look no further than Progressive Homeowners Insurance.

In this blog post, we’ll be sharing real reviews from satisfied customers who have experienced the benefits of Progressive’s approach to home insurance firsthand. Buckle up and get ready to discover why so many homeowners are making the switch to Progressive!

What is Progressive Homeowners Insurance?

Progressive Homeowners Insurance is a type of insurance that helps protect your home and belongings in the event of a covered loss. It can help pay for repairs or replacement costs if your home is damaged or destroyed by fire, wind, hail, lightning, smoke, theft, or another covered peril. Progressive offers several different policy options so you can choose the coverage that best fits your needs.

How Much Does Progressive Homeowners Insurance Cost?

Progressive homeowners insurance rates are some of the most competitive in the industry. On average, Progressive customers pay $1,444 per year for their home insurance policy. This is significantly lower than the national average of $2,305 per year. Rates will vary depending on a number of factors, including the value of your home, your location, the amount of coverage you need, and more. You can use Progressive’s online quote tool to get a personalized rate estimate for your home.

What Does Progressive Homeowners Insurance Cover?

A typical Progressive homeowners insurance policy covers dwelling, other structures, personal property, loss of use, and liability.

Dwelling coverage protects your home’s structure, including the roof and foundation. Other structures coverage protects detached structures on your property, like a garage or shed. Personal property coverage protects your belongings in the event of a covered loss, like theft or fire. Loss of use coverage provides reimbursement for additional living expenses if you’re unable to live in your home due to a covered loss. Liability coverage protects you from legal responsibility if someone is injured on your property or if you accidentally injure someone else.

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What Are the Pros and Cons of Progressive Homeowners Insurance?

There are a lot of different things that you need to consider when you are looking at Progressive Homeowners Insurance. They have a lot of different options that you can choose from, and each one has its own set of pros and cons. You need to make sure that you understand all of the different options before you decide which one is right for you.

The first thing that you need to think about is what type of coverage you need. Do you need replacement cost coverage or actual cash value coverage? Replacement cost coverage is going to cost more, but it will replace your belongings if they are destroyed. Actual cash value coverage is going to be less expensive, but it only pays out what your belongings are worth at the time that they are destroyed.

Another thing to consider is whether or not you want personal liability coverage. This will protect you if someone is injured on your property. It can also cover damage to other people’s property if you are responsible for it. You should talk to your agent about how much coverage you need and whether or not this is something that you want.

There are a lot of different things that progressive offers, so make sure that you take the time to look at all of the different options before making a decision. There are a lot of good things about this company, but there are also some bad things. You need to make sure that you understand both sides before making a decision about whether or not they are right for you.

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How to Get the Best Deal on Progressive Homeowners Insurance

There are a few things you can do to get the best deal on Progressive Homeowners Insurance. First, be sure to shop around and compare rates from multiple companies. Second, consider raising your deductible to lower your premium. Finally, take advantage of any discounts that may be available to you, such as for installing home security systems or being claims-free for a certain period of time.


In conclusion, Progressive Homeowners Insurance reviews are overwhelmingly positive. With its wide range of coverage options and discounts available, it’s easy to see why so many people choose Progressive for their home insurance needs. From personalized customer service to flexible payment plans, the company has everything you need to ensure your home is properly protected from any unexpected events. So if you’re looking for a reliable insurer that provides excellent coverage at an affordable rate, look no further than Progressive Homeowners Insurance.