Are you planning a trip abroad and worried about unexpected medical expenses? Look no further than Patriot Travel Medical Insurance. This comprehensive plan offers coverage for everything from emergency medical treatment to evacuation in case of political unrest or natural disasters.
But before you commit, read on for our complete review, including the pros and cons of Patriot Travel Medical Insurance and how much it will cost you. Don’t leave your health up to chance – make sure you’re covered with Patriot Travel Medical Insurance!
What is Patriot Travel Medical Insurance?
Patriot Travel Medical Insurance is a comprehensive travel insurance plan designed to protect travelers from unexpected medical expenses during their trips abroad. Whether you’re traveling for business or pleasure, this plan can provide you with peace of mind knowing that your health and safety are protected.
This insurance policy covers emergency medical treatment, evacuation in case of political unrest or natural disasters, accidental death and dismemberment, terrorism coverage, and more. It’s important to note that Patriot Travel Medical Insurance does not cover pre-existing conditions unless they have been stable for a certain period before the trip.
In addition to its medical benefits, Patriot Travel Medical Insurance also includes travel assistance services such as translation services, lost passport assistance, and legal referral services. The policy is available for individuals or families on short-term trips lasting up to one year.
Patriot Travel Medical Insurance offers comprehensive coverage at an affordable price point. If you’re planning a trip abroad and want peace of mind knowing that unexpected medical expenses are covered – this plan might be the right choice for you!
What Does Patriot Travel Medical Insurance Cover?
Patriot Travel Medical Insurance is designed to provide coverage for individuals who are traveling outside of their home country. The plan offers a range of benefits, including medical expenses, emergency medical evacuation, and repatriation of remains.
One important aspect that the Patriot Travel Medical Insurance covers is medical expenses related to illness or injury. This includes doctor visits, hospital stays, prescription drugs and more. Additionally, if you need emergency dental treatment while abroad, this plan can also cover those costs.
In case of an unexpected situation where you require immediate attention due to a serious condition or injury requiring transportation from your current location to the nearest adequate medical facility for treatment not available locally – Patriot Travel Medical Insurance has got you covered with its Emergency Medical Evacuation benefit.
Another vital inclusion in the Patriot Travel Medical Insurance is Repatriation Benefit which covers the cost of returning mortal remains back home should unfortunate circumstances occur during your travels.
Patriot Travel Medical insurance provides essential coverage for travelers so they can be prepared for any potential health emergencies that may arise during their trip.
How Much Does Patriot Travel Medical Insurance Cost?
Patriot Travel Medical Insurance provides coverage for medical expenses, emergency evacuations, and repatriation of remains. The cost of the insurance plan depends on various factors such as age, trip duration, coverage amount, and deductible.
The Patriot Travel Medical Insurance has different plans to choose from depending on your budget and needs. The price ranges from $0.54 per day to $16.72 per day depending on the coverage selected. You can also customize your plan by increasing or decreasing the maximum limit or adding extra benefits like adventure sports coverage.
For travelers under 50 years old with a two-week trip duration in Europe with a $50,000 maximum limit and a $250 deductible would have to pay around $35 – $45 for their travel medical insurance plan.
It is important to note that pre-existing conditions are not covered under this policy but you can purchase an optional rider which may cover acute onset of pre-existing conditions up to certain limits.
Patriot Travel Medical Insurance offers affordable rates with excellent benefits making it a great option for travelers looking for protection against unforeseen events during their travels without breaking the bank.
Pros and Cons of Patriot Travel Medical Insurance
Patriot Travel Medical Insurance is a great option for international travelers who need coverage while they are away from home. However, as with any insurance policy, there are both pros and cons to consider before making your final decision.
One of the main advantages of Patriot Travel Medical Insurance is its comprehensive coverage. This policy covers everything from emergency medical care to medical evacuation and repatriation. It also offers optional add-ons such as sports coverage and trip cancellation protection.
Another advantage of Patriot Travel Medical Insurance is its flexibility. You can choose how much coverage you want based on your specific needs and budget. Plus, the policy can be purchased either short-term or long-term depending on the length of your trip.
On the downside, one potential disadvantage of this insurance plan is its cost. While it may offer comprehensive coverage, some travelers may find that it’s relatively expensive compared to other options available in the market.
Additionally, another drawback to this plan could be its exclusions and limitations which should always be carefully reviewed prior to purchase.
Despite some potential drawbacks like cost and limitations/ exclusions – Patriot Travel Medical Insurance remains a solid choice for individuals seeking excellent travel medical insurance while abroad.
Patriot Travel Medical Insurance is a reliable and affordable option for travelers who want peace of mind during their trips. With its comprehensive coverage options and competitive pricing, it’s no surprise that the insurance company has received positive reviews from many satisfied customers.
However, as with any insurance policy, it’s important to carefully review the terms and conditions before purchasing so you fully understand what is covered and what isn’t. Additionally, consider your specific travel needs to determine if Patriot Travel Medical Insurance is the best fit for you.
We highly recommend considering Patriot Travel Medical Insurance for your next trip abroad. With its strong reputation in the industry and dedication to customer satisfaction, you can feel confident knowing that you are well protected while traveling outside of your home country.