Patriot America Plus Insurance Review

Are you planning to travel abroad and looking for a reliable insurance plan? Look no further than Patriot America Plus Insurance! With comprehensive coverage and affordable pricing, this insurance plan is the perfect choice for anyone seeking peace of mind while traveling.

In this review, we’ll take a closer look at what Patriot America Plus Insurance has to offer, including its coverage options, costs, and claims process. So let’s dive in and see why Patriot America Plus Insurance should be your top choice for international travel coverage!

About Patriot America Plus Insurance

Patriot America Plus Insurance is a travel insurance plan designed to provide coverage for non-US citizens traveling outside their home country. The policy is underwritten by Sirius International Insurance Corporation and administered by IMG Global, a leading provider of global insurance benefits and assistance services.

This comprehensive travel insurance plan offers a range of benefits, including emergency medical expenses, emergency medical evacuation, repatriation of remains, trip interruption, accidental death & dismemberment (AD&D), and more. It also includes coverage for COVID-19 related illnesses as long as the illness was not contracted before the effective date of coverage.

One great feature of Patriot America Plus Insurance is that it provides 24/7 customer support through its multi-lingual assistance center. This means that no matter where you are in the world or what language you speak, help is just a phone call away.

Patriot America Plus Insurance offers affordable pricing with extensive coverage options perfect for individuals or families traveling abroad. Whether you’re taking a short vacation or planning an extended stay overseas, this insurance plan can give you peace of mind knowing that you’re covered in case of an unexpected event during your travels.

Patriot America Plus Insurance Coverage

Patriot America Plus Insurance offers a comprehensive coverage plan for travelers visiting the United States. The policy includes medical expenses, emergency medical evacuation and repatriation of remains. Additionally, it provides coverage for accidents and illnesses related to pre-existing conditions.

The medical expense benefits cover hospitalization, surgeries, doctor’s visits and prescription medications. Emergency dental treatment is also included in the policy.

In case of an emergency requiring immediate transportation to a hospital or medical facility, the emergency medical evacuation benefit covers the cost of transport by air ambulance or other medically necessary means.

In unfortunate events where death occurs while traveling abroad, Patriot America Plus Insurance provides repatriation of remains benefits which covers costs related to returning mortal remains back home.

Moreover, this insurance plan includes Accidental Death & Dismemberment (AD&D) benefit which pays out a lump sum in case of accidental death or loss of limb(s) due to covered accident.

Overall,Patriot America Plus Insurance offers extensive coverage that caters to most travel-related emergencies one may experience while visiting the USA.

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Patriot America Plus Insurance Cost

When it comes to choosing an insurance plan, cost is often a primary consideration. The Patriot America Plus Insurance offers comprehensive coverage at affordable rates for individuals and families traveling outside their home country.

The cost of the insurance plan varies depending on various factors such as age, duration of travel, and the level of coverage needed. However, generally, the average cost for this insurance policy ranges from $1-$3 per day.

Besides its reasonable price range, another great thing about Patriot America Plus Insurance is that it offers customizable plans that allow you to choose your preferred deductible and coverage limits. You can adjust these options according to your budget or specific travel needs.

It’s also worth mentioning that travelers who opt for longer durations can save more money by getting a long-term plan instead of several short-term ones. This option allows you to enjoy continuous coverage while saving on premium costs.

While there are many things to consider when selecting a travel health insurance plan like Patriot America Plus Insurance; affordability should never be overlooked. Choosing an affordable yet comprehensive option like this one will give you peace of mind knowing you have reliable protection abroad without breaking the bank!

How to Get Patriot America Plus Insurance

Getting Patriot America Plus Insurance is a straightforward process. The first step is to visit their website and obtain a quote. You will need to provide basic personal information, including your age, travel dates, and destination country.

Once you have received your quote, you can decide if you want to proceed with purchasing the insurance policy. If so, you will need to complete the application process by providing additional personal details and payment information.

It’s important to note that Patriot America Plus Insurance requires applicants to be U.S. citizens or legal residents. If you are not eligible for this particular policy, there may be other options available through the same company or another insurer.

Getting Patriot America Plus Insurance is a simple process that can provide peace of mind during international travel. Just make sure to do your research beforehand so that you understand what coverage options are available and how much they will cost based on your specific needs and circumstances

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Patriot America Plus Insurance Claims

When it comes to insurance policies, the claims process is one of the most critical aspects. The Patriot America Plus Insurance offers a simple and easy-to-follow claims procedure that ensures all its clients’ needs are met.

To make a claim with Patriot America Plus Insurance, you will need to provide them with specific information, such as your policy number and contact details. You can submit your claim online through their website or by phone.

Once submitted, Patriot America Plus Insurance’s team will evaluate your claim thoroughly and efficiently. They may ask for additional documentation or evidence to support your claim before approving it.

In case there is any issue or discrepancy during the assessment process, you have an option to appeal the decision by providing further information or clarification on the matter.

It’s important to note that different types of claims may take longer than others due to varying degrees of complexity involved in each case. However, rest assured that Patriot America Plus Insurance strives for quick resolution times while maintaining top-quality service standards throughout every stage of the claims process.

Pros and Cons of Patriot America Plus Insurance

Pros and Cons of Patriot America Plus Insurance

Patriot America Plus Insurance is a great option for people who are traveling to the United States. The policy offers comprehensive coverage and has several pros that make it an attractive choice for travelers.

One of the main advantages of this insurance plan is its flexibility. There are various policy options available, which means customers can choose the coverage that best suits their needs.

Another advantage of Patriot America Plus Insurance is its extensive network of healthcare providers. Customers can access medical care from over 17,000 providers across the country, ensuring they receive quality treatment wherever they are.

However, there are some cons to consider as well. The cost of this insurance plan may be higher than other options available in the market. Additionally, some customers have reported difficulty filing claims or receiving reimbursement under certain circumstances.

Patriot America Plus Insurance provides valuable health coverage while traveling in the US but potential buyers should weigh up both pros and cons before making a final decision on purchasing this type of insurance.

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Conclusion

After reviewing Patriot America Plus Insurance, it is clear that this plan offers comprehensive coverage for individuals traveling to the United States. With its robust medical benefits and emergency services, this insurance plan provides peace of mind for those who may need medical attention while away from home.

Although the cost may be higher than some other travel insurance plans, the added benefits and coverage make it a worthwhile investment for those looking to protect themselves and their loved ones during their travels.

Patriot America Plus Insurance is a solid choice for international travelers visiting the United States. The ease of obtaining coverage and support in case of emergencies give travelers confidence knowing they are protected while enjoying all that this great nation has to offer.