National General Rv Insurance Reviews

Are you an RV enthusiast looking for comprehensive insurance coverage that fits your unique needs? Look no further than National General RV Insurance. With over 50 years of experience in the industry, National General provides specialized insurance solutions specifically tailored to meet the demands of recreational vehicle owners.

But is this insurer right for you? In this article, we’ll take a closer look at what National General RV Insurance has to offer and help you determine if it’s the best fit for your lifestyle and budget. So buckle up and let’s dive into our review!

What is National General RV Insurance?

National General RV Insurance is a specialized insurance provider designed for recreational vehicle owners. Whether you have a motorhome, travel trailer, fifth wheel or other type of RV, National General offers coverage to protect your investment and personal belongings while on the road.

One of the unique features of National General’s insurance policies is that they are specifically tailored to meet the needs of RV owners. This means that their policies include coverage options for things like emergency expenses incurred during a breakdown, as well as liability protection if someone gets injured on your property.

Another benefit of choosing National General is their extensive network of repair shops and service centers across the United States and Canada. This allows policyholders to easily find qualified mechanics who can help with routine maintenance or major repairs when needed.

In addition to their comprehensive coverage options and convenient service offerings, National General also prides themselves on excellent customer service. Their team works hard to provide personalized attention and support throughout every step of the claims process.

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What Does National General RV Insurance Cover?

National General RV Insurance provides coverage for a wide range of incidents and accidents that can happen while on the road or parked at a campsite. One of the most important coverages provided by National General RV Insurance is liability insurance, which covers bodily injury and property damage caused to others due to your negligence.

In addition to liability coverage, National General RV Insurance also offers collision coverage, which pays for damages caused by collisions with another vehicle or object. Comprehensive coverage is also available, covering damages from non-collision incidents such as theft, fire, vandalism and weather-related events.

If you have personal belongings in your RV that are damaged or stolen during an accident or incident covered by your policy, National General RV Insurance’s Contents Coverage may also provide some compensation. Their Emergency Expense Coverage reimburses expenses related to lodging and transportation if your RV becomes uninhabitable due to an accident.

National General RV Insurance offers comprehensive protection for both you and your vehicle while traveling on the road. It’s always worth reviewing different policies with their agents before making any final decisions about purchasing an insurance policy that fits all of your needs!

How Much Does National General RV Insurance Cost?

One of the most important factors to consider when choosing an RV insurance provider is the cost. National General RV Insurance offers a variety of coverage options for your recreational vehicle at competitive prices.

The cost of National General RV Insurance depends on several factors, including the type and size of your RV, its value, your driving record, and where you live. Generally speaking, Class A motorhomes are more expensive to insure than smaller vehicles like travel trailers or fifth wheels.

You can customize your policy with different levels of coverage and deductibles to fit your budget. For example, liability-only coverage will be much cheaper than comprehensive coverage that includes collision damage and personal injury protection.

To get an accurate quote for National General RV Insurance, you’ll need to provide some basic information about yourself and your vehicle. You can request a quote online or over the phone with one of their agents.

It’s important to compare quotes from multiple insurance providers before making a decision. While National General may offer competitive rates for some customers, another company may have better pricing for others based on individual circumstances.

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Pros and Cons of National General RV Insurance

National General RV Insurance has its benefits and drawbacks. One of its advantages is that it offers customizable policies with various coverage options, allowing you to select the policy that best suits your specific needs. Plus, National General RV Insurance provides 24/7 roadside assistance for their policyholders.

Another pro is that they offer a disappearing deductible program where if you are accident-free for a certain amount of time, your deductible will decrease or disappear entirely on future claims. Additionally, National General RV Insurance has an A+ rating from the Better Business Bureau.

However, one downside is that some customers have reported higher premiums compared to other insurance providers in the market. Also, there have been occasional complaints about customer service response times being slower than desired.

National General RV Insurance can be a great choice for those looking for comprehensive coverage options and customizable policies while considering budgeting constraints as well.


After reviewing the pros, cons, coverage options and pricing of National General RV Insurance, it’s clear that this insurance provider is a great choice for those who own an RV. With flexible policy options and a variety of coverage choices to fit individual needs, National General offers peace of mind on the open road.

As with any insurance company, there are some downsides such as limited availability in certain areas or higher than average prices. However, overall we would recommend considering National General if you’re looking for comprehensive RV insurance.

Remember that each person’s situation is unique, so it’s essential to do your research and gather quotes from several providers before making a final decision on which one will meet your specific needs. We hope our review has been helpful in guiding you toward finding the right RV insurance coverage for you and your family!