Costco Car Insurance Reviews

Costco is the king of big-box discounts, and they’ve been doing it for over 30 years. While they don’t offer all the bells and whistles of a traditional insurance company, they do have one extremely important advantage: their prices are usually very good.

In this blog article, we’ll take a look at Costco car insurance reviews to see if their reputation is deserved. We’ll compare their rates against those of other major insurers and also provide tips on how to save money on your car insurance policy.

What is Costco Car Insurance?

Costco is a great place to buy and save on car insurance. Here are some of the best things about Costco car insurance:

– Costco offers competitive rates on auto insurance.
– You can get coverage for all your vehicles at Costco.
– There are no annual or points fees.
– The company has a good reputation and has been in business since 1976.
– You can also compare Costco rates with other top insurers before buying policy.

How much does Costco Car Insurance cost?

Costco offers several types of car insurance policies, so be sure to read the fine print. Prices for Costco members vary depending on the state and coverage you select. Here are the general prices for a standard policy:

Basic coverage: $40 a month

Extended coverage: $60 a month

Superior protection: $100 a month

All three levels offer discounts for bundling with other Costco products, such as homeowners or renters insurance. In addition, Costco members have access to exclusive discounts and savings on Vehicle Protection Plans from Geico, Mercury, Progressive and State Farm.

Be aware that some states require minimum liability limits, which can be more than the basic policy provides. For example, California requires $100,000 in personal liability protection for drivers under 19 years old. Buying an additional policy may be necessary to meet these requirements. There is no penalty for canceling your membership prior to renewal; however, if you cancel after your policy is due then you will be charged an early termination fee.

If you’re planning on driving a lot in certain states (like California), it’s worth considering getting an extended coverage policy that would include collision and comprehensive coverage. These policies typically cost around $70 per month but can save you money in the long run if you end up needing them.

See also  Esurance Auto Insurance Reviews

Are there any discounts available?

There are a few discounts available when you buy car insurance through Costco. The first is that you can usually save up to 10% with a special membership offer. The second is that Costco offers extended warranty policies, which can reduce the price of your car insurance policy by up to 50%.

What are the benefits of Costco Car Insurance?

Costco car insurance is one of the most popular types of car insurance. If you’re a Costco member, you can save money on your car insurance by enrolling in their Gold Star membership program.

Here are some of the benefits of Costco car insurance:

1. You’ll Save Money on Your Car Insurance Coverage

When you enroll in Costco’s Gold Star membership program, you’ll qualify for exclusive discounts on your car insurance rates. You could save up to 50% on your premiums!

2. You’ll Get Peace of Mind with a Comprehensive Coverage Package

Costco offers a comprehensive coverage package that includes liability, property, and accident coverage. This means that you’re safe whether you’re driving for work or for pleasure.

3. You Can Depend on their Helpful Customer Service Team if Something Goes Wrong

If something goes wrong with your car while you’re driving it, be sure to call Costco’s customer service team for help. They’re available 24/7 to answer any questions or help solve any problems.


After reading through Costco car insurance reviews, it seems that this is a great option for those who are looking for affordable coverage. While there may be some drawbacks, such as the lack of discounts for senior citizens or members with a larger vehicle pool, the overall rates seem to be reasonable. If you are considering Costco car insurance, we recommend checking out the reviews first to make sure that it is the right fit for your needs.