Costco Auto Insurance Reviews

Costco, more popularly know as Costco Auto Insurance, is a well-known name in the UK and internationally for its membership-only car insurance policies. The retailer offers competitive rates and a variety of benefits that set it apart from the competition. In this blog post, we will provide you with a review of Costco Auto Insurance so that you can decide if it’s the right policy for you.

What is Costco Auto Insurance?

Costco is a great source for auto insurance. They offer a variety of policy options, including uninsured and underinsured motorist coverage, which can be valuable if you’re ever in a accident. The company also offers discounts for members who have membership in other Costco member benefits programs, like the Visa Infinite program. Costco’s rates are usually lower than those of other insurers, and the company has a good reputation for customer service.

How Does Costco Auto Insurance Compare to Other Companies?

When shopping for auto insurance, you’ll likely find a number of options to choose from. One of the most popular choices is Costco.

Costco offers several different auto insurance policies, including those that offer discounts for members and those that don’t. Because Costco doesn’t have commissions on its policies, it can often be cheaper than other companies. The company also has a good reputation for customer service and has been in business since 1976.

To compare Costco’s prices with those of other insurers, we used the website to compare quotes from eight major carriers: GEICO, Progressive, Allstate, State Farm, Nationwide, Mercury/Metlife, and USAA (which is an affiliate of Costco). We looked at quotes for a 30-year-old female driver with an excellent driving record and no claims history.

Overall, we found that Costco was the cheapest option across all eight carriers by an average of $128 per year. Not only was this the cheapest option we found by far; it was also substantially cheaper than the second-cheapest option (State Farm) and much cheaper than the highest-priced option (Nationwide).

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Cost of Coverage

Costco is a great place to get auto insurance. Not only do they have great rates, but you can also expect to receive excellent customer service.

One thing to keep in mind is that Costco does not offer collision coverage. If you’re looking for comprehensive coverage, you’ll need to find another provider. However, if you only need liability coverage, Costco may be the perfect solution.

In addition, Costco members can take advantage of special discounts and offers on their auto insurance policies. So be sure to compare rates before signing up!

What If I Need to File a Claim?

If you have a claim, you may need to file a police report and complete an accident report. You will also need to provide your insurance company with copies of these reports.


Thank you for reading our Costco auto insurance reviews. If you are interested in finding a great deal on car insurance, we definitely recommend checking out Costco. Not only do they offer some of the best rates out there, but their customer service is second to none. We hope that our reviews have helped you make an informed decision and that you will consider Costco when choosing your next car insurance provider.