Are you on the hunt for reliable auto insurance? Look no further than USAA. With a reputation for exceptional customer service and competitive pricing, it’s no wonder that USAA is one of the most popular car insurance providers in North America.
But don’t just take our word for it – we’ve compiled a collection of USAA auto insurance reviews from real customers to give you an insider’s look at what makes this company stand out from the rest. From coverage options to claims handling, read on to discover why so many drivers are choosing USAA for their car insurance needs.
USAA Overview
USAA is a financial services company that offers a wide range of products and services, including auto insurance. USAA is a Fortune 500 company and is headquartered in San Antonio, Texas. USAA has been in business since 1922 and serves over 11 million members.
USAA offers a variety of auto insurance coverage options, including liability, collision, comprehensive, medical payments, and rental car reimbursement. USAA also offers discounts for safe drivers, good students, military personnel, and members of certain organizations.
USAA is rated A++ by AM Best and AA+ by Standard & Poor’s. USAA is a member of the Insurance Information Institute and the National Association of Insurance Commissioners.
USAAAuto Insurance Coverage
There are a few different types of coverage you can choose from when you insure your vehicle with USAA Auto Insurance. Here’s a rundown of what each type of coverage entails:
-Liability Coverage: This type of coverage protects you financially if you are found at fault for an accident that results in damage or injury to another person. It can help pay for the other person’s medical bills, repair costs, and legal fees.
-Collision Coverage: This type of coverage pays for damage to your own vehicle if you are involved in an accident, regardless of who is at fault. It can help pay for repairs or replacement of your vehicle.
-Comprehensive Coverage: This type of coverage protects you from damages caused by events other than collisions, such as fire, theft, or vandalism. It can help pay for repairs or replacement of your vehicle.
-Uninsured/Underinsured Motorist Coverage: This type of coverage protects you financially if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages they caused. It can help pay for your medical bills and repair costs.
USAA Rates
When it comes to auto insurance, USAA is hard to beat. They offer some of the lowest rates in the industry, and they have a reputation for being one of the most reliable companies out there. In fact, USAA was rated as the #1 auto insurer in the country by J.D. Power & Associates in 2017.
If you’re looking for an affordable and trustworthy auto insurance company, USAA is definitely worth considering.
USAA Discounts
As a military-focused company, USAA offers discounts to members of the armed forces and their families. In addition to these discounts, USAA also offers a variety of other discounts that can save you money on your auto insurance premium. Some of the discounts offered by USAA include:
-Multi-policy discount: If you have more than one policy with USAA (auto, home, life, etc.), you can receive a discount on your auto insurance premium.
-Good student discount: If you are a full-time student with a good academic record, you may be eligible for a discount on your auto insurance premium.
-Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount.
-Discounts for certain vehicles: USAA offers discounts on certain types of vehicles that are considered to be safer or more fuel efficient.
The Bottom Line
As one of the largest insurers in the U.S., USAA offers a wide range of auto insurance products and services to its members. In terms of pricing, USAA is often very competitive, offering discounts for a variety of drivers, including those with good driving records and members of the military.
In terms of coverage, USAA offers a number of different options, allowing customers to tailor their policies to fit their needs. Overall, USAA is a solid choice for auto insurance, offering both competitive prices and comprehensive coverage options.